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They can recommend anything, and it doesn't have to be in your best interest. Then I learned that there are investment advisers who must act like doctors, in accordance with something called the fiduciary standard. When I finished college, I set off for New York City with plans to one day open up a fiduciary firm that could help women like my mom, who is brilliant, but just doesn't know this space.I had saved up 0 and slept on the floor of my mom's friend's apartment in Westchester. I've taken no outside capital, ever, and have even turned it down a number of times.I wanted a new couch, so when I was 13 or so, I went to the local furniture store every week and gave them my babysitting money on layaway until finally I had paid it off. I took the paper, put it in our driveway, and drove over it as many times as I could to get a bunch of tire tracks on it.We had that couch in our living room until my mom moved 15 or so years later. My mother found Cooper Union in one of those books and was like, "Oh, you should go here—it's free." Luckily, I had the grades, and the home test was right up my alley. Then I wrote an essay about how there was nothing that I could draw that couldn't be driven on.It needed a full gut renovation, but it was really hard to find a general contractor—and I'm in the industry!I used all the resources available online—reviews, websites—and still ended up hiring the wrong [people].The group designed all the stores and elements, like tables.I was very junior when I went to the VP of the department and told him we needed an [internal] website to help us streamline all of our projects and save money.
I hope that a lot more African-American females choose to do entrepreneurial endeavors that aren't haircare- or beauty-related.There were actual crack houses a few doors down from my house.